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Moving Insurance in Austin?

Moving companies in Texas are required to be insured.  To get licensed, a mover has to hold cargo insurance, which covers the company from the time they pack the boxes from the original location to the time they are unloaded at the destination location. 

Recently, the rules in Texas have changed.  The Texas Department of Transportation now requires moving companies to have workers compensation as well as commercial auto insurance.  This presents a significant problem, however, because these insurances are quite costly and many local moving companies are small businesses.  Also, the new policy is difficult to enforce because the companies are not required to submit the new information or be monitored by anyone.

Moving companies do have to carry insurance for your belongings.  The typical insurance will cover $0.60/lb in Texas.  Some companies will offer additional insurance for valuables for an extra fee.  Make sure to ask in advance about how much they will cover and what are the costs involved.

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